Legal

Disclaimer

Last updated: April 24, 2026

This website is for informational purposes only and does not constitute an offer, solicitation, or binding agreement for insurance. No coverage is in force until an insurance carrier issues a policy and any required premium has been paid.

1. Who We Are

Secure Stratos Insurance LLC (“Secure Stratos”) is a Florida limited liability company operating as a licensed insurance producer (broker/agency). We are not an insurance carrier, underwriter, or insurance company.

We are licensed by the Florida Department of Financial Services under producer license #G123562, NPN #21178984, and maintain producer licenses in all 50 U.S. states.

2. Informational Purpose Only

All content on this website — including descriptions of coverage categories, product comparisons, general educational material, blog posts, illustrations, and examples — is provided for general informational purposes only. It does not constitute:

An offer to sell or a solicitation to buy insurance
A binding quote or guarantee of coverage, premium, or rate
Legal, tax, accounting, medical, or financial advice
A recommendation of any specific insurance product for your individual circumstances

3. Quotes Are Non-Binding

Any quotes, estimates, premium indications, or coverage summaries displayed, described, or discussed through this website, email, phone, or other channels are preliminary, illustrative, and non-binding. They are based on limited information and are subject to:

Verification and underwriting by the issuing insurance carrier
Accuracy and completeness of the information you provide
Final review of policy terms, exclusions, riders, and endorsements
State regulatory approvals and filing requirements
Payment of required premium

Actual coverage, premium, deductibles, exclusions, and all other terms are governed solely and exclusively by the policy issued by the insurance carrier. In the event of any conflict between information provided on this website and the terms of an issued policy, the policy controls.

4. No Guarantees or Predictions

We do not guarantee any specific outcome, savings, claim experience, premium level, underwriting result, or policy issuance. Examples, case studies, and testimonials (if any appear on the site) reflect individual experiences and are not representative of what any particular client may experience.

5. Carrier Relationships

We work with multiple insurance carriers. The carriers available to you, and the products for which you are eligible, depend on factors including the type of coverage requested, your state of residence, your eligibility for the carrier’s underwriting criteria, and our active appointments. Reference to any carrier on this site does not imply endorsement by that carrier.

6. Not Legal, Tax, or Financial Advice

Nothing on this website should be interpreted as legal, tax, accounting, or investment advice. Insurance, benefits, and estate-planning decisions have legal and tax implications that vary by individual circumstance. Consult a qualified attorney, tax professional, or financial advisor for advice specific to your situation.

7. Not Medical Advice

Information on this website about health insurance, benefits, coverage categories, or providers is not medical advice. Always consult a qualified healthcare professional for questions about your health or medical treatment. Decisions about providers, medications, or procedures should be made in consultation with your physician — not based on content from this website.

8. Protected Health Information (PHI)

Do not submit protected health information through this website or its forms. Our online forms are not intended to receive PHI. Any health-related details required for an insurance application will be collected separately by a licensed broker through secure, HIPAA-compliant channels.

9. Errors & Omissions Coverage

Secure Stratos Insurance LLC maintains professional liability (Errors & Omissions) insurance. Maintenance of this coverage does not limit any consumer rights available under state or federal law.

10. Forward-Looking Statements

Any forward-looking statements about insurance markets, product trends, regulatory changes, or carrier offerings represent our best understanding as of the date written and are subject to change without notice.

11. External Links

This website may contain links to third-party websites (insurance carriers, government agencies, regulators, educational resources). We are not responsible for the content, accuracy, privacy practices, or availability of those sites. Inclusion of a link does not constitute endorsement.

12. State-Specific Considerations

Insurance products, coverage terms, and regulatory requirements vary by state. Not all products mentioned on this site are available in all states. Availability is determined by carrier filings, state regulations, and our licensing status in your state. Always confirm product availability with a licensed broker before making decisions.

13. Changes to This Disclaimer

We may update this Disclaimer from time to time. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the website after changes take effect constitutes acceptance of the updated Disclaimer.

14. Complaints & Regulator Contact

If you have a complaint about our insurance services, please contact us first at diego.b@securestratos.com or (863) 209-0150. You may also contact the Florida Department of Financial Services, Division of Consumer Services, 200 East Gaines Street, Tallahassee, FL 32399, or the insurance regulator of your state of residence.

15. Contact

Secure Stratos Insurance LLC
3632 Queen Palm Dr
Tampa, FL, 33619
Email: diego.b@securestratos.com
Phone: (863) 209-0150